Don't wait until you get a financial aid package from your prospective schools to decide if you are going to apply for any scholarships.  The fact is that if you win scholarships, the school will most likely replace the loans that you qualified for with your newfound scholarship dollars.  Some people are disappointed to hear that, but I think it's great.  You probably can't even imagine what it feels like to graduate without loans.  Neither can I.  I have student loans that I've been paying for more than a decade...those scholarships would sure come in handy now!

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